Daily Archives: August 17, 2020

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HPI (Home Price Index) Solution

A leading provider of property information Problem Statement Need to process 120 MM records to create HPI (Home Price Index) at different tiers Existing HPI modeling was performed manually consuming enormous resources Analytics Led Approach Optimized and reoriented the business logic used for HPI modeling for 12 tiers and 5 geographies (National, State, CBSA, County […]

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Foreclosure Property Valuation

Largest Global Bank Problem Statement Need to assess value of foreclosed properties Need to decide between DAVM (Distressed Asset Valuation Model) modeling or to go with the internal BPO (Broker Pricing Opinion) prices Analytics Led Approach Collateral Valuation using DAVM and the haircut values generated on basis of local economic and housing conditions Spread test […]

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Multi-channel Marketing Analytics

A leading US Bank Problem Statement Initiative to track 360 degree view of the customer experience on the Bank’s online and mobile channel Need to gain better visibility around the effectiveness of varied sales and marketing initiatives Analytics Led Approach Real-time online analytics using Site Catalyst Reports showing detailed information on purchasing metrics, customer loyalty, […]

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Merchant Fraud Risk Score Development

A leading payment processor Problem Statement Modify existing fraud rules in the system to improve the performance Reduce false positives (Detection Noises) in merchant fraud detection model without compromising on adverse action rate Analytics Led Approach Developed a score to identify potentially fraud merchants from the rule-based detections Identify a cut off for direct adverse […]

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Risk Model Monitoring & Refinement

A Leading Mortgage Services Company Problem Statement Ask was monitoring expertise which can help improve model monitoring structure. There were no standardized set of model monitoring parameters Model documentations were typically not available, in some cases the owners were also not known There was manual process of monitoring the models and producing PDF reports with […]

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Basel II Credit Risk Modeling

A diversified global financial services company Problem Statement Compliance with Basel II regulations for Global Credit Card portfolio Need consolidated exposure at the parent level for the segments–wholesale and retail Existence of several versions of single model with virtually no documentation Analytics Led Approach Relevant data elements merged to create single version of truth for […]

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